/* ===================================================================
   CLEAR HOME LOANS — WARM rebrand (v2)
   Home & trust first. Warm serif (Fraunces) + cream + real photography
   + golden amber accent, with teal as the CLEAR trust thread.
   =================================================================== */
:root{
  --cream:#FBF6EF; --sand:#F3EADB; --sand2:#EFE3D0; --ink:#2b2721; --ink2:#5a5348;
  --deep:#123A42; --deep2:#0e2e34; --deep3:#0a2429;      /* warm deep teal for dark sections */
  --teal:#1FABAA; --teal-d:#16918f; --teal-l:#e6f6f5;
  --amber:#E4A24C; --amber-d:#cf8b39; --amber-l:#fbf0dd; --clay:#c06b4a;
  --line:#e9ded0; --white:#fff;
  --grad:linear-gradient(100deg,#1FABAA 0%,#38b3a3 45%,#E4A24C 100%);
  --grad-warm:linear-gradient(100deg,#E4A24C,#d98b52);
  --serif:'Fraunces',Georgia,serif; --sans:'Inter',system-ui,sans-serif;
  --shadow:0 26px 60px -24px rgba(43,39,33,.34); --shadow-sm:0 12px 30px -16px rgba(43,39,33,.24);
  --r:22px; --wrap:1200px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:88px}
body{font-family:var(--sans);color:var(--ink);background:var(--cream);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.12;color:var(--ink);letter-spacing:-.01em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.amber-text{color:var(--amber-d)}
em{font-style:italic;color:var(--teal-d)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font-family:var(--sans);font-weight:600;font-size:.98rem;padding:.92em 1.7em;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:.25s;white-space:nowrap}
.btn-primary{background:var(--amber);color:#3a2a12;box-shadow:0 12px 26px -12px rgba(228,162,76,.7)}
.btn-primary:hover{background:var(--amber-d);transform:translateY(-2px);box-shadow:0 18px 34px -12px rgba(228,162,76,.75)}
.btn-teal{background:var(--teal);color:#fff;box-shadow:0 12px 26px -12px rgba(31,171,170,.6)}
.btn-teal:hover{background:var(--teal-d);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal-d);transform:translateY(-2px)}
.btn-ghost.on-dark{color:#fff;border-color:rgba(255,255,255,.4)}
.btn-ghost.on-dark:hover{border-color:#fff;background:rgba(255,255,255,.1);color:#fff}
.btn-white{background:#fff;color:var(--deep)}.btn-white:hover{transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.btn-sm{padding:.62em 1.2em;font-size:.9rem}.btn-lg{padding:1.05em 2.2em;font-size:1.05rem}.btn-block{width:100%}

/* pill */
.pill{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:.8rem;letter-spacing:.03em;padding:7px 15px;border-radius:999px;background:var(--amber-l);border:1px solid rgba(228,162,76,.4);color:var(--amber-d)}
.pill .dot{width:8px;height:8px;border-radius:50%;background:var(--amber);box-shadow:0 0 0 4px rgba(228,162,76,.25);animation:pulse 2s infinite}
.pill.on-dark{color:#fdf3e2;background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.2)}
.pill.teal{background:var(--teal-l);border-color:rgba(31,171,170,.3);color:var(--teal-d)}
.pill.teal .dot{background:var(--teal);box-shadow:0 0 0 4px rgba(31,171,170,.2)}
@keyframes pulse{50%{box-shadow:0 0 0 7px rgba(228,162,76,0)}}

/* ===== NAV ===== */
.nav{position:fixed;top:0;left:0;right:0;z-index:100;padding:16px 0;transition:.3s}
.nav.scrolled{background:rgba(18,58,66,.94);backdrop-filter:blur(12px);padding:10px 0;box-shadow:0 10px 34px -18px rgba(0,0,0,.5)}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-logo{height:34px}
.nav-links{display:flex;gap:24px;align-items:center}
.nav-links a{color:rgba(255,255,255,.85);font-weight:500;font-size:.94rem;position:relative;padding:4px 0;transition:.2s}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-3px;height:2px;width:0;background:var(--amber);transition:.25s}
.nav-links a:hover{color:#fff}.nav-links a:hover::after{width:100%}
.nav-cta{display:flex;gap:12px;align-items:center}
.nav-phone{color:#fff;font-weight:600;font-size:.92rem;opacity:.92}
.hamb{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:6px;z-index:101}
.hamb span{width:26px;height:2px;background:#fff;transition:.3s;border-radius:2px}

/* ===== HERO (photographic) ===== */
.hero{position:relative;min-height:92vh;display:flex;align-items:center;color:#fff;padding:120px 0 80px;overflow:hidden}
.hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;z-index:0}
.hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(105deg,rgba(14,46,52,.92) 0%,rgba(14,46,52,.72) 42%,rgba(14,46,52,.28) 100%)}
.hero-in{position:relative;z-index:2;max-width:680px}
.hero .pill{margin-bottom:20px}
.hero h1{color:#fff;font-size:clamp(2.7rem,6vw,4.6rem);font-weight:600;line-height:1.05;letter-spacing:-.02em}
.hero .lead{font-size:1.2rem;color:rgba(255,255,255,.9);max-width:33em;margin-top:20px;font-weight:300}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin:32px 0 30px}
.hero-proof{display:flex;gap:30px;flex-wrap:wrap;align-items:center;border-top:1px solid rgba(255,255,255,.18);padding-top:22px}
.hero-proof .pi b{font-family:var(--serif);font-size:1.4rem;color:#fff;display:block}
.hero-proof .pi span{font-size:.8rem;color:rgba(255,255,255,.72)}
.stars{color:#ffca57;letter-spacing:2px}

/* quick-quote card floating in hero */
.hero-card{position:relative;z-index:2;background:rgba(255,255,255,.97);border-radius:var(--r);padding:26px;box-shadow:var(--shadow);max-width:360px;margin-left:auto}
.hero-card h3{font-size:1.3rem;margin-bottom:4px}
.hero-card p{color:var(--ink2);font-size:.9rem;margin-bottom:16px}
.hero-card .mini{display:flex;flex-direction:column;gap:10px}
.hero-card .mini a{display:flex;align-items:center;justify-content:space-between;padding:13px 16px;border:1.5px solid var(--line);border-radius:13px;font-weight:600;color:var(--ink);transition:.2s}
.hero-card .mini a:hover{border-color:var(--amber);background:var(--amber-l);transform:translateX(3px)}
.hero-card .mini .e{font-size:1.2rem}

/* ===== SECTIONS ===== */
.section{padding:96px 0}
.section.tight{padding:66px 0}
.section.sand{background:var(--sand)}
.section.dark{background:radial-gradient(1000px 600px at 82% -5%,var(--deep) 0%,var(--deep2) 55%,var(--deep3));color:#fff}
.section.dark h2,.section.dark h3,.section.dark h4{color:#fff}
.sec-head{max-width:700px;margin:0 auto 54px;text-align:center}
.sec-head.left{margin-left:0;text-align:left}
.kicker{display:inline-block;font-weight:700;letter-spacing:.16em;text-transform:uppercase;font-size:.75rem;margin-bottom:14px;color:var(--amber-d)}
.section.dark .kicker{color:#f0b968}
.sec-head h2{font-size:clamp(2.1rem,4vw,3rem);font-weight:600}
.sec-sub{color:var(--ink2);margin-top:14px;font-size:1.1rem;font-weight:300}
.section.dark .sec-sub{color:rgba(255,255,255,.78)}

/* intent / situation cards with photos */
.intent{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.icard{position:relative;border-radius:var(--r);overflow:hidden;min-height:300px;display:flex;align-items:flex-end;box-shadow:var(--shadow-sm);transition:.35s}
.icard:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.icard img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:.5s}
.icard:hover img{transform:scale(1.06)}
.icard::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(14,46,52,.9) 5%,rgba(14,46,52,.35) 55%,transparent)}
.icard .txt{position:relative;z-index:2;padding:26px;color:#fff}
.icard h3{color:#fff;font-size:1.5rem;margin-bottom:6px}
.icard p{color:rgba(255,255,255,.88);font-size:.92rem;font-weight:300}
.icard .go{display:inline-block;margin-top:12px;font-weight:600;color:#ffca57;font-size:.9rem}

/* split feature (image + text) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.rev .split-media{order:2}
.split-media{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);position:relative}
.split-media img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}
.split-media .tag{position:absolute;left:18px;bottom:18px;background:#fff;border-radius:14px;padding:12px 16px;box-shadow:var(--shadow-sm);display:flex;gap:10px;align-items:center}
.split-media .tag .e{font-size:1.4rem}.split-media .tag b{font-family:var(--serif);color:var(--ink);font-size:1.05rem;line-height:1}.split-media .tag span{font-size:.75rem;color:var(--ink2)}

/* value / feature cards */
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.fcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px 28px;transition:.3s}
.fcard:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.fcard .ic{width:56px;height:56px;border-radius:16px;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;font-size:1.5rem;margin-bottom:16px}
.fcard.amber .ic{background:var(--amber-l);color:var(--amber-d)}
.fcard h3{font-size:1.35rem;margin-bottom:8px}.fcard p{color:var(--ink2);font-weight:300}
.section.dark .fcard{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.section.dark .fcard p{color:rgba(255,255,255,.76)}
.section.dark .fcard .ic{background:rgba(255,255,255,.1);color:#7fe3e0}

/* journey steps */
.journey{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.jstep{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 24px;position:relative;transition:.3s}
.jstep:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.jstep .n{font-family:var(--serif);font-weight:600;font-size:2.6rem;color:var(--amber);line-height:1;display:block;margin-bottom:8px}
.jstep h3{font-size:1.2rem;margin-bottom:6px}.jstep p{color:var(--ink2);font-size:.92rem;font-weight:300}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center}
.stat .n{font-family:var(--serif);font-weight:600;font-size:2.7rem;line-height:1;color:var(--amber)}
.section.dark .stat .n{color:#f0b968}
.stat .l{font-size:.86rem;color:var(--ink2);margin-top:6px}
.section.dark .stat .l{color:rgba(255,255,255,.72)}

/* programs */
.prog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.prog{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:.3s;position:relative}
.prog:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.prog .tag{position:absolute;top:22px;right:22px;font-size:.68rem;font-weight:700;color:#3a2a12;background:var(--amber);padding:4px 11px;border-radius:999px}
.prog h3{font-size:1.35rem;margin-bottom:6px}
.prog .d{color:var(--ink2);font-size:.92rem;font-weight:300;margin-bottom:16px}
.prog ul{list-style:none;border-top:1px solid var(--line);padding-top:14px;display:grid;gap:7px}
.prog li{display:flex;justify-content:space-between;font-size:.88rem}
.prog li span{color:var(--ink2)}.prog li b{color:var(--ink)}

/* guides / lead magnets */
.guides{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.guide{display:grid;grid-template-columns:.9fr 1.1fr;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:.3s}
.guide:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.guide-img{position:relative;min-height:210px}
.guide-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.guide-body{padding:26px}
.guide-body .k{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--amber-d)}
.guide-body h3{font-size:1.4rem;margin:6px 0 8px}
.guide-body p{color:var(--ink2);font-size:.92rem;font-weight:300;margin-bottom:16px}
.guide-form{display:flex;gap:8px;flex-wrap:wrap}
.guide-form input{flex:1;min-width:150px;padding:11px 14px;border:1.5px solid var(--line);border-radius:11px;font-family:var(--sans)}
.guide-form input:focus{outline:0;border-color:var(--amber)}

/* resource / article cards */
.res-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.res{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:.3s;display:block}
.res:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.res-img{position:relative;height:180px}
.res-img img{width:100%;height:100%;object-fit:cover}
.res-b{padding:22px}
.res-b .k{font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-d)}
.res-b h3{font-size:1.2rem;margin:6px 0 8px;line-height:1.25}
.res-b p{color:var(--ink2);font-size:.9rem;font-weight:300}
.res-b .rl{display:inline-block;margin-top:12px;font-weight:600;color:var(--amber-d);font-size:.88rem}

/* LO directory */
.lo-tools{display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin-bottom:34px}
.lo-search{flex:1;min-width:260px;max-width:440px;display:flex;align-items:center;border:1.5px solid var(--line);border-radius:999px;padding:2px 6px 2px 18px;background:#fff}
.lo-search input{border:0;outline:0;padding:12px 8px;width:100%;font-family:var(--sans);font-size:1rem;background:transparent}
.lo-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.lo-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;text-align:center;transition:.3s;display:block}
.lo-card.hide{display:none}
.lo-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.lo-av{width:92px;height:92px;border-radius:50%;margin:0 auto 14px;object-fit:cover;border:3px solid var(--amber);padding:3px}
.lo-av.ph{display:grid;place-items:center;font-family:var(--serif);font-weight:600;font-size:1.8rem;color:#fff;background:var(--teal)}
.lo-card h3{font-size:1.1rem;margin-bottom:2px}
.lo-card .t{font-size:.82rem;color:var(--teal-d);font-weight:600}
.lo-card .feat{display:inline-block;margin-top:8px;font-size:.68rem;font-weight:700;color:#3a2a12;background:var(--amber);padding:3px 10px;border-radius:999px}
.lo-card .view{margin-top:12px;font-size:.85rem;font-weight:600;color:var(--ink2)}
.section.dark .lo-card{background:#fff}

/* reviews */
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.rev{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px}
.rev .stars{margin-bottom:12px;display:block}
.rev blockquote{font-family:var(--serif);font-size:1.1rem;color:var(--ink);line-height:1.5;margin-bottom:14px}
.rev cite{font-style:normal;color:var(--ink2);font-size:.9rem}.rev cite b{color:var(--teal-d)}

/* CTA band */
.ctaband{position:relative;border-radius:26px;padding:60px;text-align:center;overflow:hidden;color:#fff}
.ctaband img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.ctaband::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(14,46,52,.92),rgba(18,58,66,.75));z-index:1}
.ctaband>*{position:relative;z-index:2}
.ctaband h2{color:#fff;font-size:clamp(1.9rem,3.6vw,2.7rem)}
.ctaband p{color:rgba(255,255,255,.9);margin:12px auto 24px;max-width:42em;font-weight:300}

/* form */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px;box-shadow:var(--shadow-sm);text-align:left;color:var(--ink)}
.form-card label{display:block;margin-bottom:15px;font-weight:500;font-size:.86rem;color:var(--ink)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.form-card input,.form-card select,.form-card textarea{width:100%;margin-top:6px;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font-family:var(--sans);font-size:.98rem;background:#fff;transition:.2s}
.form-card input:focus,.form-card select:focus,.form-card textarea:focus{outline:0;border-color:var(--teal);box-shadow:0 0 0 3px rgba(31,171,170,.16)}

/* calculators */
.calc-shell{max-width:960px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);overflow:hidden}
.calc-tabs{display:flex;background:var(--deep)}
.ctab{flex:1;background:none;border:0;color:rgba(255,255,255,.72);font-family:var(--sans);font-weight:600;font-size:1rem;padding:17px;cursor:pointer;transition:.2s}
.ctab.active{background:#fff;color:var(--deep)}
.calc-pane{display:none;grid-template-columns:1.05fr .95fr}
.calc-pane.active{display:grid}
.ci{padding:32px}
.ci label{display:block;margin-bottom:17px;font-weight:500;font-size:.88rem;color:var(--ink)}
.inp{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:12px;margin-top:6px;overflow:hidden;transition:.2s}
.inp:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px rgba(31,171,170,.16)}
.inp span{padding:0 13px;color:var(--ink2);background:var(--sand);align-self:stretch;display:flex;align-items:center;font-weight:600}
.inp input{border:0;outline:0;padding:12px;width:100%;font-family:var(--sans);font-size:1rem;background:transparent}
.ci select{width:100%;margin-top:6px;padding:12px;border:1.5px solid var(--line);border-radius:12px;font-family:var(--sans);font-size:1rem;background:#fff}
.ci input[type=range]{width:100%;margin-top:12px;accent-color:var(--amber)}
.ci small{color:var(--amber-d);font-weight:600}
.co{background:linear-gradient(160deg,var(--deep),var(--deep3));color:#fff;padding:34px;display:flex;flex-direction:column;justify-content:center}
.co-l{font-size:.82rem;color:rgba(255,255,255,.72);text-transform:uppercase;letter-spacing:.05em}
.co-b{font-family:var(--serif);font-weight:600;font-size:2.9rem;line-height:1;margin:6px 0 20px;color:#ffca57}
.co-brk{list-style:none;margin-bottom:22px}
.co-brk li{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:.9rem}
.co-brk span{color:rgba(255,255,255,.74)}.co-brk b{color:#fff}

/* footer */
.footer{background:var(--deep3);color:rgba(255,255,255,.7);padding:64px 0 28px}
.foot-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-logo{height:38px;margin-bottom:16px}
.foot-top p{font-weight:300;max-width:26em;margin-bottom:16px;font-size:.92rem}
.foot-col h4{color:#fff;font-family:var(--sans);font-weight:600;font-size:.92rem;margin-bottom:14px}
.foot-col a{display:block;padding:5px 0;font-size:.9rem;font-weight:300;transition:.2s}
.foot-col a:hover{color:#ffca57;padding-left:4px}
.eho{display:flex;align-items:center;gap:9px;font-size:.85rem;color:rgba(255,255,255,.85);font-weight:500}
.eho .b{width:28px;height:28px;border:2px solid rgba(255,255,255,.6);border-radius:6px;display:grid;place-items:center}
.foot-legal{padding-top:24px;font-size:.74rem;line-height:1.7}
.foot-legal .prim{color:#fff;font-weight:500;font-size:.86rem;margin-bottom:8px}
.foot-legal .disc{color:rgba(255,255,255,.42);font-size:.67rem;margin-top:8px}
.foot-legal a{color:#ffca57}

/* reveal + fab */
.reveal{opacity:0;transform:translateY(30px);transition:.7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.fab{position:fixed;right:20px;bottom:20px;z-index:90;background:var(--amber);color:#3a2a12;font-weight:700;padding:13px 22px;border-radius:999px;box-shadow:0 14px 30px -8px rgba(228,162,76,.6);transform:translateY(120px);transition:.4s}
.fab.show{transform:none}

/* ===== RESPONSIVE ===== */
@media(max-width:940px){
  .nav-links{position:fixed;inset:0 0 auto 0;top:60px;background:rgba(18,58,66,.98);flex-direction:column;padding:22px;gap:4px;transform:translateY(-130%);transition:.35s;backdrop-filter:blur(12px)}
  .nav-links.open{transform:none}
  .nav-links a{padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1);width:100%}
  .nav-phone{display:none}.hamb{display:flex}
  .hero{min-height:auto}
  .hero-card{margin:34px 0 0}
  .intent,.cards3,.journey,.prog-grid,.rev-grid,.res-grid,.guides,.split{grid-template-columns:1fr}
  .split.rev .split-media{order:0}
  .split{gap:32px}
  .stats{grid-template-columns:1fr 1fr;gap:26px}
  .lo-grid{grid-template-columns:1fr 1fr}
  .foot-top{grid-template-columns:1fr 1fr}
  .form-row{grid-template-columns:1fr}
  .guide{grid-template-columns:1fr}.guide-img{min-height:180px}
  .calc-pane.active{grid-template-columns:1fr}
  .ctaband{padding:42px 24px}
}
@media(max-width:520px){
  .section{padding:64px 0}
  .lo-grid,.foot-top{grid-template-columns:1fr}
}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}

/* ===== branded icons ===== */
.cico{display:inline-flex;align-items:center;justify-content:center}
.cico svg{width:1.5em;height:1.5em;display:block}
.fcard .ic .cico svg,.icard .ic .cico svg,.hero-card .mini .cico svg{width:26px;height:26px}
.ic .cico{color:var(--teal-d)}
.fcard.amber .ic .cico{color:var(--amber-d)}
.bullet-ic{width:40px;height:40px;border-radius:12px;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;flex-shrink:0}
.bullet-ic .cico svg{width:20px;height:20px}
.mini-ic{color:var(--teal-d)}.mini-ic .cico svg{width:20px;height:20px}
.arrow-ic .cico svg{width:18px;height:18px}
.lo-chip .cico svg{width:16px;height:16px}
.lo-search .cico{color:var(--ink2)}.lo-search .cico svg{width:18px;height:18px}
.tag .cico{color:var(--teal-d)}.tag .cico svg{width:22px;height:22px}
.eho .b .cico svg{width:16px;height:16px}

/* ===== mobile hero fix ===== */
@media(max-width:940px){
  .hero{min-height:auto;padding:118px 0 64px}
  .hero > .wrap[style]{grid-template-columns:1fr !important;gap:26px !important}
  .hero-bg{background-position:center right !important}
  .hero-bg::after{background:linear-gradient(180deg,rgba(14,46,52,.86) 0%,rgba(14,46,52,.78) 60%,rgba(14,46,52,.9) 100%)}
  .hero h1{font-size:clamp(2.2rem,8vw,3rem)}
  .hero .lead{font-size:1.05rem}
  .hero-card{max-width:100%;margin:6px 0 0}
  .hero-proof{gap:20px}
}